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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,104 | $73,848-28.1% | $143,799-63.1% | $68,486-22.5% |
| Participation rate | 76.2% | 66.7%+9.5pp | 80.3%-4.1pp | 67.9%+8.3pp |
| Annual return | -25.07% | 0.91%-26.0pp | -0.04%-25.0pp | -7.85%-17.2pp |
| Employer contribution / active EE | $6,289 | $3,184+97.5% | $4,952+27.0% | $2,597+142.2% |
| Participant deferral / active EE | $5,601 | $3,385+65.5% | $5,638-0.7% | $4,028+39.1% |
| Admin fee / account holder | $1,420 | $5,755-75.3% | $14,677-90.3% | $5,404-73.7% |