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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,711 | $84,236-83.7% | $170,435-92.0% | $70,126-80.4% |
| Participation rate | 81.6% | 70.8%+10.7pp | 83.6%-2.0pp | 69.5%+12.0pp |
| Annual return | 26.37% | 23.06%+3.3pp | 205.94%-179.6pp | 73.15%-46.8pp |
| Employer contribution / active EE | $3,664 | $3,387+8.2% | $5,432-32.6% | $2,343+56.4% |
| Participant deferral / active EE | $3,356 | $3,086+8.7% | $4,939-32.1% | $3,332+0.7% |
| Admin fee / account holder | $601 | $5,698-89.5% | $13,881-95.7% | $4,645-87.1% |