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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,713 | $81,331+323.8% | $155,534+121.6% | $80,935+325.9% |
| Participation rate | 92.1% | 66.3%+25.9pp | 78.2%+13.9pp | 67.7%+24.4pp |
| Annual return | 14.28% | 33.37%-19.1pp | 64.92%-50.6pp | 35.66%-21.4pp |
| Employer contribution / active EE | $6,092 | $3,105+96.2% | $4,675+30.3% | $2,757+121.0% |
| Participant deferral / active EE | $5,904 | $3,454+70.9% | $5,630+4.9% | $4,299+37.3% |
| Admin fee / account holder | $14,469 | $7,999+80.9% | $15,900-9.0% | $6,924+109.0% |