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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,713 | $81,276+324.1% | $155,574+121.6% | $80,925+326.0% |
| Participation rate | 92.1% | 66.2%+25.9pp | 78.2%+13.9pp | 67.7%+24.4pp |
| Annual return | 14.28% | 33.36%-19.1pp | 64.87%-50.6pp | 35.65%-21.4pp |
| Employer contribution / active EE | $6,092 | $3,103+96.3% | $4,676+30.3% | $2,756+121.0% |
| Participant deferral / active EE | $5,904 | $3,453+71.0% | $5,629+4.9% | $4,299+37.3% |
| Admin fee / account holder | $14,469 | $7,993+81.0% | $15,914-9.1% | $6,940+108.5% |