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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,713 | $81,233+324.3% | $155,567+121.6% | $80,874+326.2% |
| Participation rate | 92.1% | 66.2%+25.9pp | 78.2%+13.9pp | 67.6%+24.5pp |
| Annual return | 14.28% | 33.33%-19.1pp | 64.74%-50.5pp | 35.62%-21.3pp |
| Employer contribution / active EE | $6,092 | $3,101+96.5% | $4,674+30.3% | $2,756+121.1% |
| Participant deferral / active EE | $5,904 | $3,452+71.0% | $5,628+4.9% | $4,297+37.4% |
| Admin fee / account holder | $14,469 | $7,998+80.9% | $15,916-9.1% | $6,935+108.6% |