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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $729,244 | $217,427+235.4% | $185,837+292.4% | $167,518+335.3% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 7.06% | 148.39%-141.3pp | 122.08%-115.0pp | 478.71%-471.7pp |
| Employer contribution / active EE | $2,186 | $5,874-62.8% | $5,168-57.7% | $4,838-54.8% |
| Participant deferral / active EE | $12,034 | $6,357+89.3% | $5,568+116.1% | $6,342+89.8% |
| Admin fee / account holder | $7,105 | $19,816-64.1% | $16,241-56.3% | $12,312-42.3% |