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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $526,455 | $175,231+200.4% | $149,696+251.7% | $139,466+277.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.14% | 166.77%-156.6pp | 134.46%-124.3pp | 373.66%-363.5pp |
| Employer contribution / active EE | $1,665 | $5,478-69.6% | $4,821-65.5% | $4,754-65.0% |
| Participant deferral / active EE | $3,863 | $6,521-40.8% | $5,682-32.0% | $6,712-42.4% |
| Admin fee / account holder | $3,814 | $16,155-76.4% | $13,212-71.1% | $11,409-66.6% |