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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,179 | $116,462+144.9% | $525,660-45.7% | $116,462+144.9% |
| Participation rate | 96.4% | 74.7%+21.7pp | 88.1%+8.3pp | 74.7%+21.7pp |
| Annual return | 19.05% | 15.65%+3.4pp | -7.17%+26.2pp | 15.65%+3.4pp |
| Employer contribution / active EE | $3,425 | $3,231+6.0% | $6,528-47.5% | $3,231+6.0% |
| Participant deferral / active EE | $8,071 | $3,836+110.4% | $3,867+108.7% | $3,836+110.4% |
| Admin fee / account holder | $15,831 | $12,754+24.1% | $34,307-53.9% | $12,754+24.1% |