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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,571 | $131,835-12.3% | $108,582+6.4% | $273,972-57.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | -17.26% | -91.57%+74.3pp | -51.70%+34.4pp | 41.46%-58.7pp |
| Employer contribution / active EE | $4,976 | $4,913+1.3% | $3,758+32.4% | $4,869+2.2% |
| Participant deferral / active EE | $9,946 | $5,127+94.0% | $4,311+130.7% | $5,287+88.1% |
| Admin fee / account holder | $21,167 | $10,253+106.5% | $7,645+176.9% | $10,133+108.9% |