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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,553 | $152,619+44.5% | $125,195+76.2% | $152,909+44.2% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | -1.49% | 54.85%-56.3pp | 43.79%-45.3pp | 345.46%-347.0pp |
| Employer contribution / active EE | $4,575 | $4,947-7.5% | $3,866+18.3% | $4,764-4.0% |
| Participant deferral / active EE | $9,858 | $5,869+68.0% | $4,937+99.6% | $5,851+68.5% |
| Admin fee / account holder | $833 | $13,437-93.8% | $9,704-91.4% | $11,601-92.8% |