See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY6+ years Service code 55 · EIN 26-4310632 | Other Commissions | $64,045 |
Service code 37 · EIN 04-2647786 | Loan Processing | $3,757 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,865 | $104,317-57.0% | $159,436-71.9% | $86,799-48.3% |
| Participation rate | 61.8% | 77.7%-15.9pp | 82.8%-21.0pp | 72.3%-10.5pp |
| Annual return | 41.31% | 26.32%+15.0pp | 263.57%-222.3pp | 97.91%-56.6pp |
| Employer contribution / active EE | $1,713 | $3,451-50.3% | $4,829-64.5% | $2,405-28.8% |
| Participant deferral / active EE | $2,689 | $6,837-60.7% | $7,352-63.4% | $4,131-34.9% |
| Admin fee / account holder | $6 | $172-96.8% | $10,799-99.9% | $170-96.8% |