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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,077 | $111,830-48.1% | $93,696-38.0% | $145,884-60.2% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 20.97% | 204.08%-183.1pp | 133.74%-112.8pp | 551.85%-530.9pp |
| Employer contribution / active EE | $744 | $3,093-75.9% | $2,422-69.3% | $4,662-84.0% |
| Participant deferral / active EE | $0 | $4,920-100.0% | $4,417-100.0% | $6,690-100.0% |
| Admin fee / account holder | $60 | $10,249-99.4% | $8,287-99.3% | $13,392-99.6% |