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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,821 | $118,875-75.8% | $96,572-70.2% | $167,553-82.8% |
| Participation rate | 83.3% | 75.5%+7.8pp | 69.8%+13.5pp | 82.1%+1.2pp |
| Annual return | 21.28% | 50.50%-29.2pp | 37.79%-16.5pp | 478.89%-457.6pp |
| Employer contribution / active EE | $649 | $3,121-79.2% | $2,357-72.5% | $4,840-86.6% |
| Participant deferral / active EE | $758 | $4,617-83.6% | $3,850-80.3% | $6,343-88.1% |
| Admin fee / account holder | $1,631 | $8,070-79.8% | $6,183-73.6% | $12,316-86.8% |