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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,077 | $111,785-48.0% | $93,669-38.0% | $145,877-60.2% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 20.97% | 203.79%-182.8pp | 133.59%-112.6pp | 551.28%-530.3pp |
| Employer contribution / active EE | $744 | $3,096-76.0% | $2,424-69.3% | $4,663-84.0% |
| Participant deferral / active EE | $0 | $4,919-100.0% | $4,416-100.0% | $6,691-100.0% |
| Admin fee / account holder | $60 | $10,256-99.4% | $8,291-99.3% | $13,402-99.6% |