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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,249 | $110,379+291.6% | $102,412+322.1% | $145,884+196.3% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.5%+13.0pp | 80.3%+7.2pp |
| Annual return | 21.04% | 24.84%-3.8pp | 24.94%-3.9pp | 551.85%-530.8pp |
| Employer contribution / active EE | $16,068 | $4,216+281.1% | $3,870+315.2% | $4,662+244.6% |
| Participant deferral / active EE | $3,012 | $5,622-46.4% | $5,060-40.5% | $6,690-55.0% |
| Admin fee / account holder | $4,773 | $9,745-51.0% | $8,388-43.1% | $13,392-64.4% |