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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,168 | $65,367+313.3% | $92,915+190.8% | $72,976+270.2% |
| Participation rate | 74.1% | 68.3%+5.8pp | 76.0%-1.9pp | 69.5%+4.6pp |
| Annual return | 2.79% | 42.11%-39.3pp | 109.45%-106.7pp | 81.02%-78.2pp |
| Employer contribution / active EE | $11,793 | $2,594+354.6% | $3,653+222.8% | $2,440+383.3% |
| Participant deferral / active EE | $2,852 | $3,128-8.8% | $4,238-32.7% | $3,608-20.9% |
| Admin fee / account holder | $22,354 | $4,251+425.8% | $5,796+285.7% | $5,124+336.2% |