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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,424 | $72,273+330.9% | $101,275+207.5% | $79,856+290.0% |
| Participation rate | 74.1% | 68.5%+5.6pp | 75.8%-1.7pp | 69.6%+4.4pp |
| Annual return | 9.15% | 22.30%-13.1pp | 46.48%-37.3pp | 31.71%-22.6pp |
| Employer contribution / active EE | $12,085 | $2,691+349.0% | $3,660+230.2% | $2,471+389.0% |
| Participant deferral / active EE | $2,853 | $3,282-13.1% | $4,371-34.7% | $3,741-23.7% |
| Admin fee / account holder | $30,752 | $4,401+598.7% | $5,948+417.0% | $5,306+479.5% |