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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,776 | $117,829-36.5% | $102,423-27.0% | $145,877-48.7% |
| Participation rate | 81.0% | 78.6%+2.3pp | 76.5%+4.4pp | 80.3%+0.7pp |
| Annual return | 11.40% | 31.83%-20.4pp | 29.42%-18.0pp | 551.28%-539.9pp |
| Employer contribution / active EE | $799 | $3,615-77.9% | $3,023-73.6% | $4,663-82.9% |
| Participant deferral / active EE | $2,084 | $5,732-63.7% | $5,054-58.8% | $6,691-68.9% |
| Admin fee / account holder | $4,757 | $13,335-64.3% | $9,455-49.7% | $13,402-64.5% |