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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,776 | $117,859-36.6% | $102,438-27.0% | $145,959-48.8% |
| Participation rate | 81.0% | 78.6%+2.4pp | 76.5%+4.5pp | 80.3%+0.7pp |
| Annual return | 11.40% | 31.72%-20.3pp | 29.37%-18.0pp | 561.95%-550.5pp |
| Employer contribution / active EE | $799 | $3,615-77.9% | $3,024-73.6% | $4,661-82.8% |
| Participant deferral / active EE | $2,084 | $5,732-63.6% | $5,054-58.8% | $6,689-68.8% |
| Admin fee / account holder | $4,757 | $13,318-64.3% | $9,448-49.6% | $13,398-64.5% |