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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,172 | $157,276-40.8% | $141,177-34.0% | $152,885-39.1% |
| Participation rate | 65.2% | 84.8%-19.6pp | 82.5%-17.3pp | 82.5%-17.2pp |
| Annual return | 17.18% | 64.33%-47.2pp | 71.40%-54.2pp | 345.39%-328.2pp |
| Employer contribution / active EE | $2,808 | $5,262-46.6% | $4,736-40.7% | $4,763-41.0% |
| Participant deferral / active EE | $6,326 | $7,110-11.0% | $6,710-5.7% | $5,851+8.1% |
| Admin fee / account holder | $41,052 | $12,123+238.6% | $10,263+300.0% | $11,598+254.0% |