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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,238 | $135,956-46.9% | $123,894-41.7% | $273,972-73.6% |
| Participation rate | 75.0% | 84.1%-9.1pp | 81.4%-6.4pp | 83.0%-8.0pp |
| Annual return | 9.13% | 56.63%-47.5pp | 47.52%-38.4pp | 41.46%-32.3pp |
| Employer contribution / active EE | $3,064 | $5,170-40.7% | $4,617-33.6% | $4,869-37.1% |
| Participant deferral / active EE | $5,501 | $6,343-13.3% | $5,984-8.1% | $5,287+4.0% |
| Admin fee / account holder | $10,891 | $9,817+10.9% | $8,357+30.3% | $10,133+7.5% |