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| Provider | Service type | Compensation |
|---|---|---|
Filed as: BARNES-PETTEY FINANCIAL ADVISORS Service code 26 · EIN 20-8167191 | Advisory (Participants) | $18,756 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,977 | $58,347-28.1% | $85,709-51.0% | $86,821-51.7% |
| Participation rate | 36.6% | 64.9%-28.3pp | 69.9%-33.2pp | 72.3%-35.7pp |
| Annual return | 11.70% | 18.43%-6.7pp | 21.49%-9.8pp | 97.94%-86.2pp |
| Employer contribution / active EE | $602 | $1,751-65.6% | $2,619-77.0% | $2,406-75.0% |
| Participant deferral / active EE | $1,557 | $3,065-49.2% | $3,924-60.3% | $4,132-62.3% |
| Admin fee / account holder | $332 | $147+125.3% | $6,876-95.2% | $170+95.9% |