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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,347 | $46,423-8.8% | $75,900-44.2% | $67,582-37.3% |
| Participation rate | 26.1% | 63.1%-37.0pp | 69.3%-43.2pp | 71.3%-45.2pp |
| Annual return | 18.23% | 32.29%-14.1pp | 30.73%-12.5pp | 378.57%-360.3pp |
| Employer contribution / active EE | $446 | $1,406-68.3% | $2,501-82.2% | $2,148-79.2% |
| Participant deferral / active EE | $1,161 | $2,564-54.7% | $3,604-67.8% | $3,539-67.2% |
| Admin fee / account holder | $269 | $132+104.5% | $5,421-95.0% | $142+89.3% |