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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,015 | $55,636-19.1% | $81,982-45.1% | $73,497-38.8% |
| Participation rate | 33.1% | 62.3%-29.2pp | 69.3%-36.2pp | 70.7%-37.6pp |
| Annual return | 12.61% | 19.07%-6.5pp | 41.31%-28.7pp | 28.51%-15.9pp |
| Employer contribution / active EE | $562 | $1,625-65.4% | $2,498-77.5% | $2,270-75.3% |
| Participant deferral / active EE | $1,460 | $2,762-47.1% | $3,722-60.8% | $3,740-61.0% |
| Admin fee / account holder | $297 | $493-39.6% | $5,665-94.7% | $513-42.0% |