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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,488 | $202,463-34.1% | $169,397-21.2% | $139,487-4.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | -9.05% | 532.64%-541.7pp | 406.23%-415.3pp | 373.84%-382.9pp |
| Employer contribution / active EE | $4,419 | $4,694-5.8% | $4,013+10.1% | $4,755-7.1% |
| Participant deferral / active EE | $5,500 | $6,941-20.8% | $6,223-11.6% | $6,713-18.1% |
| Admin fee / account holder | $3,233 | $10,726-69.9% | $9,017-64.1% | $11,407-71.7% |