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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,886 | $228,395-50.1% | $185,861-38.7% | $158,982-28.4% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 12.06% | 40.82%-28.8pp | 35.96%-23.9pp | 302.99%-290.9pp |
| Employer contribution / active EE | $4,730 | $4,968-4.8% | $4,088+15.7% | $4,763-0.7% |
| Participant deferral / active EE | $601 | $6,417-90.6% | $5,634-89.3% | $5,983-90.0% |
| Admin fee / account holder | $1,187 | $11,869-90.0% | $9,503-87.5% | $11,252-89.5% |