Filed December 1, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL3 years Service code 27 · EIN 04-3046611 | Advisory (Plan) | $71,579 |
Filed as: FIDELITY INVESTMENTS Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $70,708 |
TIAA3 years Filed as: TIAA-CREF Service code 64 · EIN 13-1624203 | Recordkeeping Fees | $40,856 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,901 | $105,581+4.1% | $70,494+55.9% | $90,274+21.7% |
| Participation rate | 27.2% | 77.5%-50.4pp | 75.1%-47.9pp | 73.4%-46.2pp |
| Annual return | 7.08% | 14.78%-7.7pp | 109.16%-102.1pp | 53.97%-46.9pp |
| Employer contribution / active EE | $2,385 | $3,304-27.8% | $2,738-12.9% | $2,523-5.5% |
| Participant deferral / active EE | $3,146 | $3,813-17.5% | $3,711-15.2% | $4,231-25.6% |
| Admin fee / account holder | $178 | $68+163.4% | $3,848-95.4% | $114+55.9% |