Filed December 1, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: SHEPHERD FINANCIAL INV ADVISORY,LLC Service code 27 · EIN 82-0759826 | Advisory (Plan) | $102,874 |
TIAA4 years Service code 15 · EIN 13-1624203 | Recordkeeping | $80,704 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,810 | $115,444+16.8% | $65,493+105.8% | $102,872+31.0% |
| Participation rate | 47.0% | 71.2%-24.1pp | 73.1%-26.1pp | 73.0%-26.0pp |
| Annual return | 14.90% | 15.94%-1.0pp | 982.45%-967.5pp | 19.06%-4.2pp |
| Employer contribution / active EE | $1,418 | $3,409-58.4% | $2,574-44.9% | $3,526-59.8% |
| Participant deferral / active EE | $2,626 | $4,118-36.2% | $3,961-33.7% | $5,535-52.6% |
| Admin fee / account holder | $142 | $123+15.4% | $5,028-97.2% | $292-51.4% |