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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,835 | $160,040+102.3% | $147,096+120.2% | $145,877+122.0% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 14.53% | 98.49%-84.0pp | 419.75%-405.2pp | 551.28%-536.7pp |
| Employer contribution / active EE | $774 | $5,289-85.4% | $4,936-84.3% | $4,663-83.4% |
| Participant deferral / active EE | $9,157 | $8,429+8.6% | $8,071+13.5% | $6,691+36.9% |
| Admin fee / account holder | $9,023 | $15,050-40.0% | $13,005-30.6% | $13,402-32.7% |