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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,265 | $165,399+51.9% | $149,745+67.8% | $158,982+58.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 10.29% | 348.34%-338.0pp | 276.72%-266.4pp | 302.99%-292.7pp |
| Employer contribution / active EE | $2,133 | $5,105-58.2% | $4,646-54.1% | $4,763-55.2% |
| Participant deferral / active EE | $6,975 | $7,183-2.9% | $6,843+1.9% | $5,983+16.6% |
| Admin fee / account holder | $4,030 | $10,811-62.7% | $9,312-56.7% | $11,252-64.2% |