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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,057 | $176,105+56.2% | $159,474+72.5% | $167,536+64.2% |
| Participation rate | 94.1% | 85.0%+9.2pp | 82.8%+11.3pp | 82.1%+12.0pp |
| Annual return | 14.04% | 331.91%-317.9pp | 263.68%-249.6pp | 478.82%-464.8pp |
| Employer contribution / active EE | $2,796 | $5,299-47.2% | $4,831-42.1% | $4,839-42.2% |
| Participant deferral / active EE | $7,392 | $7,751-4.6% | $7,353+0.5% | $6,342+16.5% |
| Admin fee / account holder | $23,315 | $12,559+85.6% | $10,802+115.8% | $12,315+89.3% |