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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,612 | $102,609-80.9% | $98,090-80.0% | $138,895-85.9% |
| Participation rate | 66.7% | 82.8%-16.1pp | 81.5%-14.9pp | 79.9%-13.3pp |
| Annual return | 27.14% | 36.44%-9.3pp | 37.05%-9.9pp | 145.39%-118.3pp |
| Employer contribution / active EE | $3,532 | $3,867-8.7% | $3,606-2.1% | $4,194-15.8% |
| Participant deferral / active EE | $5,217 | $8,167-36.1% | $7,845-33.5% | $6,396-18.4% |
| Admin fee / account holder | $66 | $11,434-99.4% | $11,815-99.4% | $12,562-99.5% |