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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,315 | $183,516-95.5% | $155,534-94.7% | $145,884-94.3% |
| Participation rate | 76.5% | 82.7%-6.2pp | 78.2%-1.7pp | 80.3%-3.8pp |
| Annual return | 10.79% | 61.43%-50.6pp | 64.92%-54.1pp | 551.85%-541.1pp |
| Employer contribution / active EE | $1,041 | $5,315-80.4% | $4,675-77.7% | $4,662-77.7% |
| Participant deferral / active EE | $2,046 | $6,467-68.4% | $5,630-63.7% | $6,690-69.4% |
| Admin fee / account holder | $2,751 | $19,293-85.7% | $15,900-82.7% | $13,392-79.5% |