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| Provider | Service type | Compensation |
|---|---|---|
EMPLOYEE BENEFIT RESOURCES, INC.2+ years Service code 13 · EIN 45-3983343 828 GREAT NORTHERN BLVD., 3RD FL · HELENA, MT 596241193 | Contract Administrator | $13,424 |
Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $9,630 |
DA DAVIDSON & CO2+ years Service code 55 8 THIRD ST NORTH · GREAT FALLS, MT 59401 | Other Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,723 | $28,416-41.1% | $73,545-77.3% | $69,631-76.0% |
| Participation rate | 18.2% | 38.3%-20.1pp | 54.9%-36.7pp | 70.7%-52.5pp |
| Annual return | 17.43% | -694.13%+711.6pp | -15.16%+32.6pp | 27571.02%-27553.6pp |
| Employer contribution / active EE | $188 | $430-56.3% | $1,219-84.6% | $2,032-90.7% |
| Participant deferral / active EE | $464 | $897-48.3% | $1,806-74.3% | $3,224-85.6% |
| Admin fee / account holder | $76 | $104-27.6% | $2,320-96.7% | $110-31.6% |