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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION7+ years Service code 13 · EIN 35-1140070 | Contract Administrator | $338,289 |
PYAPC6 years Service code 10 · EIN 62-1517792 | Accounting | $39,630 |
OPPENHEIMER7+ years Filed as: OPPENHEIMER & CO. INC. Service code 16 · EIN 13-5657518 | Consulting | $20,200 |
Filed as: VARIABLE ANNUITY LIFE INSURANCE CO Service code 19 · EIN 74-1625348 | Securities Custodian | $7,290 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,336 | $165,320-64.1% | $161,489-63.3% | $165,320-64.1% |
| Participation rate | 66.6% | 81.8%-15.2pp | 78.7%-12.1pp | 81.8%-15.2pp |
| Annual return | 13.99% | 12.93%+1.1pp | 89.72%-75.7pp | 12.93%+1.1pp |
| Employer contribution / active EE | $1,989 | $4,428-55.1% | $4,268-53.4% | $4,428-55.1% |
| Participant deferral / active EE | $3,875 | $7,228-46.4% | $5,630-31.2% | $7,228-46.4% |
| Admin fee / account holder | $33 | $137-76.0% | $16,006-99.8% | $137-76.0% |