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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,069 | $171,492-90.6% | $150,734-89.3% | $198,609-91.9% |
| Participation rate | 85.7% | 81.4%+4.3pp | 78.4%+7.3pp | 82.4%+3.3pp |
| Annual return | 21.94% | 804.70%-782.8pp | 600.81%-578.9pp | 202.70%-180.8pp |
| Employer contribution / active EE | $2,355 | $5,470-57.0% | $4,918-52.1% | $5,055-53.4% |
| Participant deferral / active EE | $3,084 | $6,259-50.7% | $5,610-45.0% | $6,977-55.8% |
| Admin fee / account holder | $3,946 | $17,628-77.6% | $14,905-73.5% | $19,030-79.3% |