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| Provider | Service type | Compensation |
|---|---|---|
Service code 55 · EIN 38-2722519 | Other Commissions | $28,451 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $50 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,437 | $92,224-38.8% | $105,223-46.4% | $79,634-29.1% |
| Participation rate | 28.6% | 69.2%-40.6pp | 75.0%-46.5pp | 62.5%-33.9pp |
| Annual return | 16.10% | 88.65%-72.5pp | 180.65%-164.6pp | 36.46%-20.4pp |
| Employer contribution / active EE | $0 | $3,965-100.0% | $3,689-100.0% | $2,529-100.0% |
| Participant deferral / active EE | $2,165 | $3,834-43.5% | $5,072-57.3% | $3,835-43.5% |
| Admin fee / account holder | $0 | $1,121-100.0% | $8,859-100.0% | $1,002-100.0% |