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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,051 | $167,504-65.3% | $151,628-61.7% | $134,509-56.8% |
| Participation rate | 35.0% | 88.4%-53.4pp | 87.5%-52.5pp | 81.2%-46.2pp |
| Annual return | -20.01% | 7.81%-27.8pp | 3.34%-23.3pp | 418.13%-438.1pp |
| Employer contribution / active EE | $1,990 | $6,828-70.9% | $6,165-67.7% | $4,741-58.0% |
| Participant deferral / active EE | $3,585 | $8,985-60.1% | $8,363-57.1% | $6,400-44.0% |
| Admin fee / account holder | $1,539 | $13,779-88.8% | $11,613-86.7% | $11,427-86.5% |