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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,992 | $109,359-79.0% | $162,171-85.8% | $72,983-68.5% |
| Participation rate | 32.3% | 84.3%-52.0pp | 87.6%-55.3pp | 69.5%-37.2pp |
| Annual return | 53.86% | 25.46%+28.4pp | 115.60%-61.7pp | 81.01%-27.1pp |
| Employer contribution / active EE | $1,676 | $3,907-57.1% | $5,613-70.1% | $2,440-31.3% |
| Participant deferral / active EE | $3,069 | $5,481-44.0% | $7,297-57.9% | $3,608-14.9% |
| Admin fee / account holder | $15 | $7,972-99.8% | $10,843-99.9% | $5,124-99.7% |