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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,427 | $110,278+88.1% | $95,740+116.7% | $139,466+48.7% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 9.02% | 27.19%-18.2pp | 28.41%-19.4pp | 373.66%-364.6pp |
| Employer contribution / active EE | $2,283 | $3,260-30.0% | $2,836-19.5% | $4,754-52.0% |
| Participant deferral / active EE | $17,668 | $4,674+278.0% | $4,244+316.3% | $6,712+163.2% |
| Admin fee / account holder | $929 | $6,613-86.0% | $5,676-83.6% | $11,409-91.9% |