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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,965 | $106,551+61.4% | $91,225+88.5% | $134,532+27.8% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -6.26% | 160.78%-167.0pp | 114.12%-120.4pp | 418.27%-424.5pp |
| Employer contribution / active EE | $2,252 | $3,331-32.4% | $2,851-21.0% | $4,741-52.5% |
| Participant deferral / active EE | $16,326 | $4,718+246.0% | $4,233+285.7% | $6,401+155.1% |
| Admin fee / account holder | $755 | $6,234-87.9% | $5,422-86.1% | $11,429-93.4% |