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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,739 | $117,433-25.3% | $99,475-11.8% | $152,897-42.6% |
| Participation rate | 75.0% | 77.5%-2.5pp | 73.8%+1.2pp | 82.5%-7.5pp |
| Annual return | 23.98% | 31.87%-7.9pp | 30.72%-6.7pp | 345.43%-321.4pp |
| Employer contribution / active EE | $1,736 | $3,013-42.4% | $2,540-31.7% | $4,764-63.6% |
| Participant deferral / active EE | $14,609 | $4,086+257.6% | $3,619+303.7% | $5,851+149.7% |
| Admin fee / account holder | $566 | $7,634-92.6% | $6,252-90.9% | $11,599-95.1% |