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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,731 | $127,387-57.0% | $115,038-52.4% | $125,389-56.4% |
| Participation rate | 55.6% | 84.2%-28.6pp | 81.4%-25.8pp | 83.2%-27.6pp |
| Annual return | -1.48% | 31.28%-32.8pp | 26.14%-27.6pp | 282.24%-283.7pp |
| Employer contribution / active EE | $1,937 | $5,166-62.5% | $4,608-58.0% | $4,866-60.2% |
| Participant deferral / active EE | $6,509 | $6,423+1.3% | $6,026+8.0% | $5,352+21.6% |
| Admin fee / account holder | $304 | $9,516-96.8% | $8,175-96.3% | $9,541-96.8% |