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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,235 | $150,447-62.6% | $136,298-58.7% | $147,586-61.9% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 20.67% | 1049.15%-1028.5pp | 5156.27%-5135.6pp | 578.59%-557.9pp |
| Employer contribution / active EE | $1,718 | $5,256-67.3% | $4,696-63.4% | $4,876-64.8% |
| Participant deferral / active EE | $6,740 | $6,631+1.7% | $6,247+7.9% | $5,439+23.9% |
| Admin fee / account holder | $2,882 | $10,906-73.6% | $9,244-68.8% | $10,886-73.5% |