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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,541 | $51,222-67.7% | $70,544-76.6% | $75,173-78.0% |
| Participation rate | 48.0% | 61.0%-13.0pp | 68.4%-20.4pp | 67.2%-19.2pp |
| Annual return | 23.46% | 30.06%-6.6pp | 32.79%-9.3pp | 160.72%-137.3pp |
| Employer contribution / active EE | $878 | $1,827-51.9% | $2,976-70.5% | $2,671-67.1% |
| Participant deferral / active EE | $2,416 | $2,850-15.2% | $4,568-47.1% | $4,126-41.5% |
| Admin fee / account holder | $276 | $4,096-93.3% | $6,427-95.7% | $5,651-95.1% |