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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,065 | $55,713-67.6% | $75,901-76.2% | $72,975-75.2% |
| Participation rate | 17.9% | 61.1%-43.3pp | 69.3%-51.4pp | 69.5%-51.6pp |
| Annual return | 26.21% | 27.60%-1.4pp | 30.76%-4.5pp | 81.01%-54.8pp |
| Employer contribution / active EE | $0 | $1,687-100.0% | $2,501-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,246 | $2,634-52.7% | $3,603-65.4% | $3,608-65.4% |
| Admin fee / account holder | $0 | $3,980-100.0% | $5,420-100.0% | $5,124-100.0% |