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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,117 | $102,393-80.4% | $147,041-86.3% | $80,911-75.1% |
| Participation rate | 84.0% | 75.9%+8.1pp | 82.2%+1.8pp | 67.6%+16.4pp |
| Annual return | 328.61% | 134.95%+193.7pp | 419.21%-90.6pp | 35.63%+293.0pp |
| Employer contribution / active EE | $2,748 | $3,715-26.0% | $4,935-44.3% | $2,756-0.3% |
| Participant deferral / active EE | $4,942 | $6,647-25.7% | $8,071-38.8% | $4,297+15.0% |
| Admin fee / account holder | $1,914 | $7,943-75.9% | $13,006-85.3% | $6,935-72.4% |