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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,421 | $111,814-86.2% | $93,654-83.5% | $145,959-89.4% |
| Participation rate | 40.0% | 74.2%-34.2pp | 68.7%-28.7pp | 80.3%-40.3pp |
| Annual return | 9.33% | 203.30%-194.0pp | 133.34%-124.0pp | 561.95%-552.6pp |
| Employer contribution / active EE | $1,287 | $3,092-58.4% | $2,421-46.8% | $4,661-72.4% |
| Participant deferral / active EE | $2,169 | $4,914-55.9% | $4,413-50.8% | $6,689-67.6% |
| Admin fee / account holder | $398 | $10,246-96.1% | $8,282-95.2% | $13,398-97.0% |