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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,673 | $102,624-82.8% | $86,200-79.5% | $139,427-87.3% |
| Participation rate | 22.2% | 74.5%-52.3pp | 69.0%-46.7pp | 80.3%-58.1pp |
| Annual return | 14.34% | 1922.69%-1908.3pp | 1168.58%-1154.2pp | 373.27%-358.9pp |
| Employer contribution / active EE | $1,263 | $3,033-58.3% | $2,381-46.9% | $4,752-73.4% |
| Participant deferral / active EE | $1,582 | $4,676-66.2% | $3,986-60.3% | $6,711-76.4% |
| Admin fee / account holder | $733 | $8,658-91.5% | $6,853-89.3% | $11,404-93.6% |