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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,082 | $159,934+107.6% | $147,005+125.9% | $145,959+127.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.20% | 98.24%-88.0pp | 418.76%-408.6pp | 561.95%-551.8pp |
| Employer contribution / active EE | $3,481 | $5,287-34.2% | $4,934-29.5% | $4,661-25.3% |
| Participant deferral / active EE | $8,046 | $8,427-4.5% | $8,070-0.3% | $6,689+20.3% |
| Admin fee / account holder | $30,000 | $15,053+99.3% | $13,006+130.7% | $13,398+123.9% |