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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,082 | $160,040+107.5% | $147,096+125.8% | $145,877+127.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.20% | 98.49%-88.3pp | 419.75%-409.6pp | 551.28%-541.1pp |
| Employer contribution / active EE | $3,481 | $5,289-34.2% | $4,936-29.5% | $4,663-25.4% |
| Participant deferral / active EE | $8,046 | $8,429-4.5% | $8,071-0.3% | $6,691+20.3% |
| Admin fee / account holder | $30,000 | $15,050+99.3% | $13,005+130.7% | $13,402+123.8% |