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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,824 | $157,829-27.2% | $136,867-16.1% | $198,609-42.2% |
| Participation rate | 50.0% | 77.2%-27.2pp | 74.5%-24.5pp | 82.4%-32.4pp |
| Annual return | 17.54% | 51.25%-33.7pp | 42.97%-25.4pp | 202.70%-185.2pp |
| Employer contribution / active EE | $856 | $3,923-78.2% | $3,547-75.9% | $5,055-83.1% |
| Participant deferral / active EE | $3,914 | $5,463-28.4% | $4,924-20.5% | $6,977-43.9% |
| Admin fee / account holder | $24 | $11,107-99.8% | $10,340-99.8% | $19,030-99.9% |