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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,314 | $61,660-52.5% | $80,022-63.4% | $64,173-54.3% |
| Participation rate | 79.7% | 71.7%+8.0pp | 75.8%+3.9pp | 69.6%+10.1pp |
| Annual return | -6.24% | -0.33%-5.9pp | 11.22%-17.5pp | 7.63%-13.9pp |
| Employer contribution / active EE | $352 | $1,810-80.6% | $2,468-85.7% | $2,381-85.2% |
| Participant deferral / active EE | $2,090 | $2,968-29.6% | $3,686-43.3% | $3,470-39.8% |
| Admin fee / account holder | $2,080 | $5,417-61.6% | $6,521-68.1% | $4,887-57.4% |