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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,480 | $58,828-58.4% | $78,002-68.6% | $62,881-61.1% |
| Participation rate | 77.9% | 71.1%+6.9pp | 75.5%+2.4pp | 69.3%+8.6pp |
| Annual return | 6.86% | 17.16%-10.3pp | 425.99%-419.1pp | 20.14%-13.3pp |
| Employer contribution / active EE | $349 | $1,672-79.1% | $2,470-85.9% | $2,281-84.7% |
| Participant deferral / active EE | $1,836 | $2,686-31.6% | $3,497-47.5% | $3,203-42.7% |
| Admin fee / account holder | $352 | $4,393-92.0% | $5,481-93.6% | $4,296-91.8% |